Monday, September 21, 2026 | Craig Kamman, Edina Realty | Wayzata, MN Last week the Federal Reserve raised rates for the first time since 2023 — a unanimous 25-basis-point hike that pushed the federal funds target to 3.75%–4.00%. Bond markets reacted fast: the 10-year Treasury touched 5.01% on September 16…
Craig Kamman
Selling an Inherited House in Orono, MN: A West Metro Probate Guide for Families
Selling an inherited house in Orono, Minnesota isn't something most people plan for. You find yourself navigating a probate process you've never dealt with, a property that may need significant work, and a timeline driven by the court — all while managing grief and family dynamics at the same time.…
Downsizing in Edina, MN: A Senior’s Guide to Rightsizing Your West Metro Home
Downsizing in Edina, MN: A Senior's Guide to Rightsizing Your West Metro Home If you or your parents have lived in Edina for decades — raised kids in the France Avenue corridor, watched the neighbors change, kept the house running through Minnesota winters — the idea of leaving that home…
Twin Cities Mortgage Rate Outlook — September 14, 2026
By Craig Kamman — Edina Realty | Wayzata, MN — September 14, 2026 Current Rate Snapshot Loan Type Rate Week Change Notes 30-Year Fixed 6.76% ↑ +0.02% Freddie Mac PMMS (Thu. survey) 15-Year Fixed 6.29% ↑ +0.05% Strong option for move-up buyers 30-Year Jumbo 7.10% ↑ +0.15% Loans above $832,750…
West Metro Housing Market Update — July 2026
West Metro Housing Market ReportJuly 2026 Market Update: West Metro MinneapolisSales activity picked up across most of the region in July, with the 13-county Twin Cities posting a 10.2% jump in closed sales year-over-year. Median prices held firm at $410,000 regionally. Days on market stayed flat at 40 days. Here…
Is Cost Segregation Worth It for Your Rental Property? Here’s How to Know
"My CPA mentioned it but wasn't sure it was worth it for my property." That's the most common thing I hear when cost segregation comes up with clients. John Murphy at CSSI — a specialist I refer investors to regularly — hears the same thing. He encountered it recently on…
Cost Segregation and the BRRRR Strategy: Turning Renovation Costs Into Year-One Tax Deductions
The BRRRR strategy — Buy, Renovate, Rent, Refinance, Repeat — is one of the most effective ways to build a rental portfolio in the West Metro. But most investors running BRRRR deals focus entirely on the ARV and the refi proceeds. They're missing a substantial tax benefit hiding inside every…
What Is Cost Segregation? A West Metro Investor’s Guide
Most rental property owners in the West Metro are depreciating their buildings the slow way — spreading the deduction over 27.5 years and leaving a significant tax benefit on the table. Cost segregation is the strategy that changes that, and it's something I introduce to investors I work with early…
Selling an Inherited House in Minnetonka, MN: A West Metro Probate Guide for Families
Selling a house in probate in Minnetonka, MN? I've helped dozens of families navigate exactly this situation — and I'll tell you upfront: it doesn't have to be as hard as it sounds. My name is Craig Kamman. I'm a Realtor with Edina Realty in Wayzata, and I've spent more…
Twin Cities Mortgage Rate Outlook — September 7, 2026
By Craig Kamman, Edina Realty | Wayzata, MN • September 7, 2026 Rates climbed again this week, and if you've been waiting for a pullback to lock in, the window is getting tighter. Here's what I'm watching and what it means for buyers and sellers in the West Metro. Current…