Thinking about selling the family home and moving to something smaller? You're not alone — I hear from Eden Prairie families every month who are ready for a change but overwhelmed by the stuff, the stairs, and the sixty years of memories in every closet. I'm Craig Kamman, a real…
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Twin Cities Mortgage Rate Outlook — August 10, 2026
Current Rate Snapshot Loan TypeCurrent RateChange (Week over Week) 30-Year Fixed6.69%+0.03% 15-Year Fixed6.01%-0.03% Jumbo (30Y Fixed)~6.79%-0.02% 5/1 ARM~6.25%+0.05% 10/1 ARM~6.64%+0.18% Sources: Freddie Mac PMMS (August 6), Bankrate (August 8–10) Key metric: The spread between the 30-year fixed rate and the 10-year Treasury sits at 2.00% — still well above the…
Selling an Inherited House in Golden Valley, MN: A West Metro Probate Guide for Families
Selling a house in probate in Golden Valley, Minnesota? I'm Craig Kamman, a real estate agent with Edina Realty in Wayzata. After 30 years in this business — and as an active investor and property manager myself — I've learned that inherited homes in the West Metro come with more…
Twin Cities Mortgage Rate Outlook — August 3, 2026
The 30-year fixed mortgage rate averaged 6.66% this week — up 8 basis points from last week and the highest in about a year. The 10-year Treasury sits at 4.69%, and the spread between the two remains elevated at 1.97%, well above the ~1.70% historical average. Rates keep grinding higher…
How to Downsize From Your Long Lake Home: A Senior Transition Guide
Long Lake is one of those West Metro communities that people discover and fall in love with — a quiet lakeside town on U.S. Highway 12 with antique shops, family-owned restaurants, and that small-town feel that's increasingly rare in the Twin Cities. But for many families, the hardest moment comes…
Selling an Inherited House in Excelsior, MN: A West Metro Probate Guide for Families
What Should I Know About Selling a Probate House in Excelsior, MN? If you've inherited a home in Excelsior — one of those charming historic houses nestled on the south shore of Lake Minnetonka, or a 1960s rambler on a quiet tree-lined street — you're likely juggling grief, legal questions,…
Twin Cities Mortgage Rate Outlook: June 27-July 3 — What I’m Watching
The bond market is sending some important signals for anyone watching mortgage rates. Here is the breakdown as of this week. 10-Year Treasury Yield — Last 6 Months The 10-Year Treasury yield has been the anchor for mortgage rate movements over the past six months. Watching the trend line against…
Twin Cities Mortgage Rate Outlook: June 22-27, 2026 — What I’m Watching
This week's snapshot: 10-Year Treasury at 4.45%. 30-year fixed mortgage at 6.49%. The spread between them is 2.04% — that's 204 basis points, well above the historical average of about 170bp. 10-Year Treasury Yield — Last 6 Months The 10-Year Treasury is sitting at 4.45% this week. Looking at the…
What is a Rent Roll? A Guide for Twin Cities Real Estate Investors
Understanding Rent Rolls in Real Estate Investment In the world of real estate investing, especially in the Twin Cities market where rental properties are a hot commodity, understanding key documents like the rent roll is crucial. But what exactly is a rent roll, and why does it matter? Let’s break…
Navigating Probate in Minnetonka – A Gentle Guide for Families
# Navigating Probate in Minnetonka – A Gentle Guide for Families ## Introduction Losing a loved one is never easy, and navigating probate in a place as cherished as Minnetonka can add layers of emotional and logistical stress. As a local real estate professional, I've helped many families through this…