Twin Cities Mortgage Rate Outlook — August 10, 2026

Current Rate Snapshot Loan TypeCurrent RateChange (Week over Week) 30-Year Fixed6.69%+0.03% 15-Year Fixed6.01%-0.03% Jumbo (30Y Fixed)~6.79%-0.02% 5/1 ARM~6.25%+0.05% 10/1 ARM~6.64%+0.18% Sources: Freddie Mac PMMS (August 6), Bankrate (August 8–10) Key metric: The spread between the 30-year fixed rate and the 10-year Treasury sits at 2.00% — still well above the…

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