The bond market is sending some important signals for anyone watching mortgage rates. Here is the breakdown as of this week. 10-Year Treasury Yield — Last 6 Months The 10-Year Treasury yield has been the anchor for mortgage rate movements over the past six months. Watching the trend line against…
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Twin Cities Mortgage Rate Outlook: June 22-27, 2026 — What I’m Watching
This week's snapshot: 10-Year Treasury at 4.45%. 30-year fixed mortgage at 6.49%. The spread between them is 2.04% — that's 204 basis points, well above the historical average of about 170bp. 10-Year Treasury Yield — Last 6 Months The 10-Year Treasury is sitting at 4.45% this week. Looking at the…
What is a Rent Roll? A Guide for Twin Cities Real Estate Investors
Understanding Rent Rolls in Real Estate Investment In the world of real estate investing, especially in the Twin Cities market where rental properties are a hot commodity, understanding key documents like the rent roll is crucial. But what exactly is a rent roll, and why does it matter? Let’s break…
Navigating Probate in Minnetonka – A Gentle Guide for Families
# Navigating Probate in Minnetonka – A Gentle Guide for Families ## Introduction Losing a loved one is never easy, and navigating probate in a place as cherished as Minnetonka can add layers of emotional and logistical stress. As a local real estate professional, I've helped many families through this…
Lake Minnetonka Transitions: From Probate to Peaceful Living
# Lake Minnetonka Transitions: From Probate to Peaceful Living ## Embracing Change on Lake Minnetonka Probate on Lake Minnetonka brings a mix of beauty and bittersweet decisions. Waterfront homes hold irreplaceable memories, but transitioning to peaceful living can bring relief. Drawing from local Twin Cities expertise, I'll share how to…
How to Downsize Your Home in Maple Grove MN: A Senior Transition Guide
What Is the Best Way to Downsize in Maple Grove? Downsizing isn't just about moving to a smaller space. It's about making a thoughtful transition — one that honors the life you've built while opening the door to something simpler, safer, and often more connected. In Maple Grove, the best…
Q3 2026 Twin Cities Market Report: Metro Median 405K, Rates at 7.03%
The Q3 2026 Twin Cities Metro Housing Market Report is now available. Key findings from MAAR August 2026 MLS data and national macro sources: Metro median price: 405,000 (16-county, +1.3% YoY) — modest appreciation despite rate headwinds 30-year mortgage rate: 7.03% (Freddie Mac, Sep 24, 2026) — highest since early…
Twin Cities Mortgage Rate Outlook: June 14 — FOMC Week Update
This week's snapshot: 10-Year Treasury at 4.49%. 30-year fixed mortgage at 6.52%. The spread between them is 2.03% — about 33 basis points wider than the historical average of ~170bp. That spread is quietly costing borrowers about $65/month more per $100,000 borrowed than it would in a normal market. And…
Twin Cities Mortgage Rate Outlook: June 8-14 — What I’m Watching
This week's snapshot: The 10-Year Treasury yield sits at 4.49%. The 30-year fixed mortgage rate is 6.52%. The spread between them is 2.03% — roughly 33 basis points wider than the historical average of about 1.70%. That gap is costing Twin Cities buyers real money every month. 10-Year Treasury Yield…
Downsizing with Dignity in Plymouth – Tips for Seniors and Adult Children
Downsizing with Dignity in Plymouth – Tips for Seniors and Adult Children It doesn't matter what age we are at, moving is difficult. Moving into a smaller space is even more difficult. It is not just the effort of going through things to reduce what we don't need, it is…